Business Checking

World Class Free Business Checking Account

$100 Minimum Opening Deposit Required

  • No monthly maintenance fee or minimum balance requirement
  • Unlimited transactions
  • No charge on a Safe Deposit Box for 1 year (while supplies last) size 3×5
  • E-Services available: Cash Management, upon approval
  • Free services include: MasterCard debit card, Internet Banking with Bill pay, Notary service, E-statements (paper statements not available for this type of account), FREE ATM Transactions (non-proprietary ATM within the U.S.)

This account is being offered only to **NEW MONEY customers. Limit one account per EIN/TIN

Small Business Checking

Small Business Checking

$200 minimum opening deposit required

  • No monthly maintenance fee or minimum balance requirement
  • We impose a per debit fee of $.50 per item over 150 in a statement cycle.
  • No charge on a Safe Deposit Box for 1 year (while supplies last) size 3×5
  • Monthly paper statement fee $5.00 (sign up for E-statements to avoid fee)
  • Free Services include: MasterCard debit card, Internet banking with bill pay, Notary service, E-statements, FREE ATM Transactions (non-proprietary ATM within the U.S.)
  • Remote Deposit Capture available.

Regular Business Checking

$500 Minimum Opening Deposit Required

  • A $15.00 monthly maintenance fee will be imposed per statement cycle, there is the ability to minimize or even offset monthly fees incurred via an earnings credit for the balances maintained in the account. This is an analysis account. Earning credit rate based on a 4 week T-bill rate adjusted monthly
  • We impose a per item fee of $0.25 for each debit and credit transaction posted per statement cycle
  • No charge on a Safe Deposit box for 1 year (while supplies last) size 3×5
  • Monthly paper statement fee $5.00 (sign up for E-statements to avoid fee)
  • E-services available: Remote Deposit Capture, Cash Management – upon Approval
  • Free services include: MasterCard debit card, Internet banking with bill pay, Notary service, E-statements, Free ATM Transactions (non-proprietary ATM within the U.S.)

OWB Business Variable Money Market Account

$1,000 Minimum Opening Deposit Required

  • Maintain a $3,000 minimum daily balance to avoid the $20.00 maintenance fee
  • *We impose a per withdrawal fee of $10.00 for withdrawals in excess of six (6) per statement cycle
  • We impose a fee of $0.35 per deposited item over 50 in a statement cycle
  • No charge on a Safe Deposit Box for 1 year (while supplies last) size 3×5
  • Monthly paper statement fee $5.00 (sign up for E-statements to avoid fee)
  • Free service include: MasterCard debit card, Internet banking with bill pay, Notary service, E-statements, Free ATM transactions (non-proprietary ATM within the U.S.)

Money Service Business

One World Bank welcomes MSB accounts!

You may qualify for this type of account if your business is involve with any of the following:

  1. Check cashier.
  2. Issuer of traveler’s checks, money orders or stored value.
  3. Seller or redeemer of traveler’s checks, money orders or stored value.
  4. Money transmitter.

If you are interested in this account please stop by and speak to one of our friendly staff for more details.

Now Business Checking Account

NOW Business Account

$500 Minimum Opening Deposit Required

  • Maintain a $1,500.00 minimum daily balance to avoid the $10.00 maintenance fee
  • Maintain a minimum daily balance of $1,500.00 to obtain the Annual Percentage Yield
  • Interest earned for everyday during the period that account equals or exceed the minimum daily balance requirement.
  • No charge on a Safe Deposit Box for 1 year (while supplies last) size 3×5
  • Monthly paper statement fee $5.00 (sign up for E-statements to avoid fee)
  • Free service include: MasterCard debit card, Internet banking with bill pay, Notary service, E-statements, Free ATM transactions (non-proprietary ATM within the U.S.)

Business Savings

earn interest with our competitive rates!

  • $100 Minimum opening deposit required
  • Maintain a $300 minimum daily balance to avoid the $5.00 monthly maintenance fee
  • Maintain a $100 minimum daily balance to obtain the Annual Percentage Yield
  • *We impose a per withdrawal fee of $10.00 for withdrawals in excess of six (6) per Statement Cycle
  • No Charge on a Safe Deposit Box for 1 year (while supplies last) size 3×5

Note: if account is closed prior to end of statement, the interest will not be paid for that statement period. Federal law may impose additional limitations.

*Transfers/withdrawals: any transfer of funds that is initiated by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including Point of Sale transactions,) made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger , by mail or at an ATM are unlimited, but will be subject to excessive withdrawal charges.

**Money that is currently NOT on deposit at One World Bank.

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