Personal Checking

Freedom Checking

$100 minimum opening deposit required

No monthly maintenance fee or minimum balance requirement
No charge on a Safe Deposit Box for 1 year (while supplies last) size 3×5
FREE services include: MasterCard debit card, Internet banking with bill pay, Notary service, E-statements (paper statements not available for this type of account), FREE ATM transactions (non-proprietary ATM within the U.S.)

NOW Checking

$500 Minimum opening deposit required

Maintain a $1,500 minimum daily balance to avoid the $10.00 monthly maintenance fee
Maintain a $1,000 minimum daily balance to obtain the Annual Percentage Yield
We impose a fee of $0.35 per deposited item over 50 in a statement cycle
No charges on a Safe Deposit Box for 1 year (while supplies last) size 3×5
Monthly paper statement fee $5.00 (sign up for E-statements to avoid fee)
FREE services include: MasterCard debit card, Internet banking with bill pay, Notary service, E-statements, FREE ATM Transactions (non-proprietary ATM within the U.S.)

OWB Variable Rate Money Market

$1000 minimum opening deposit required

Maintain a minimum daily balance of $3,000 to avoid the $20.00 monthly maintenance fee
*We impose a per withdrawal fee of $10.00 for withdrawals in excess of six (6) per Statement Cycle
No charge on a Safe Deposit Box for 1 year (while supplies last) size 3×5
Monthly paper statement fee $5.00 (sign up for E-statements to avoid fee)
FREE services include: MasterCard debit card, Internet banking with bill pay, Notary service, E-statements, FREE ATM transactions (non-proprietary ATM within the U.S.)

Regular Savings

earn interest with our competitive rates!

$100 Minimum opening deposit required

Maintain a $300 minimum daily balance to avoid the $5.00 monthly maintenance fee
Maintain a $100 minimum daily balance to obtain the Annual Percentage Yield
*We impose a per withdrawal fee of $10.00 for withdrawals in excess of six(6) per Statement Cycle
No charge on a Safe Deposit Box for 1 year (while supplies last) size 3×5

Note: if account is closed prior to end of the statement cycle interest will not be paid for that statement cycle. Federal law may impose additional limitations.

*Transfers/withdrawals: any transfer of funds that is initiated by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including Point of Sale transactions), made by the depositor and payable to third parties. Transfer and withdrawals made in person, by messenger, by mail or at an ATM are unlimited, but will be subject to excessive withdrawal charges.