Business Banking

World Class Free Business Checking

$100 Minimum Opening Deposit Required
  • No monthly maintenance fee or minimum balance requirement
    • Unlimited transactions
  • Free services include: MasterCard debit card, Internet Banking with Bill pay, Notary service, E-statements (paper statements not available for this type of account), Allpoint ATM Nationwide.

This account is being offered only to NEW MONEY customers. Limit one account per business entity.

Small Business Checking

$200 minimum opening deposit required
  • No monthly maintenance fee or minimum balance requirement
  • We impose a per debit fee of $0.50 per item over 150 in a statement cycle.
  • Free services include: MasterCard debit card, Internet banking with bill pay, Notary service, E-statements, Allpoint ATM Nationwide.

Regular Business Checking

$500 Minimum Opening Deposit Required
  • A $15.00 monthly maintenance fee will be imposed per statement cycle, there is the ability to minimize or even offset monthly fees incurred via an earnings credit for the balances maintained in the account.
    • The Bank may adjust the earnings credit rate (ECR) at its discretion; the ECR will be disclosed on the monthly account analysis statement.
  • We impose a per item fee of $0.25 for each debit and credit transaction posted per statement cycle.
  • E-services available: Remote Deposit Capture, Cash Management – upon Approval.
  • Free services include: MasterCard debit card, Internet banking with bill pay, Notary service, E-statements, Free ATM Transactions (non-proprietary ATM within the U.S.) Allpoint ATM Nationwide.

OWB Business Variable Money Market Account

$1,000 Minimum Opening Deposit Required
  • Maintain a $3,000 minimum daily balance to avoid the $20.00 maintenance fee.
  • We impose a fee of $0.35 per deposited item over 50 in a statement cycle.
  • Free services include: MasterCard debit card, Internet banking with bill pay, Notary service, E-statements, Allpoint ATM Nationwide.

Rocket 88 Business Money Market Account

$5,000 minimum opening deposit required
  • Maintain a $5,000 minimum daily balance to avoid the $20.00 maintenance fee.
  • There is a fee of $0.35 per deposited item over 50 in a statement cycle.
  • Free service include: MasterCard debit card, Allpoint ATM Nationwide

Interest On Lawyer’s Trust Account (IOLTA)

$500 minimum opening deposit required.
  • Maintain a $1,500 minimum daily balance to avoid the $10.00 maintenance fee.
  • Maintain a minimum daily balance of $10.00 to obtain the Annual Percentage Yield.
  • Interest earned for everyday during the period that account equals or exceeds the minimum daily balance requirement.
  • No transaction limit applied to this account.

Money Service Business

One World Bank welcomes MSB accounts!

You may qualify for this type of account if your business is involve with any of the following:

  1. Check cashier.
  2. Issuer of traveler’s checks, money orders or stored value.
  3. Seller or redeemer of traveler’s checks, money orders or stored value.
  4. Money transmitter.

If you are interested in this account please stop by and speak to one of our friendly staff members for more details.

NOW Business Account

$500 Minimum Opening Deposit Required
  • Maintain a $1,500 minimum daily balance to avoid the $10.00 maintenance fee.
  • Maintain a minimum daily balance of $1,500 to obtain the Annual Percentage Yield.
  • Interest earned for everyday during the period that account equals or exceed the minimum daily balance requirement.
  • No transaction limit applied to this account.
  • Free services include: MasterCard debit card, Internet banking with bill pay, Notary service, E-statements, Allpoint ATM Nationwide.

Business Savings

$100 Minimum Opening Deposit Required

Earn interest with our competitive rates!

  • Maintain a $300 minimum daily balance to avoid the $5.00 monthly maintenance fee.
  • Maintain a $100 minimum daily balance to obtain the Annual Percentage Yield.

Note: If account is closed prior to end of statement. The interest will not be paid for that statement period. Federal law may impose additional limitations.